June 15, 2024

Dealing with Insurers After a Motorcycle Accident

When you’re hurt in a motorcycle accident, one of the few silver linings may be that your insurance policy should cover it. You may be seriously injured, but at least you don’t have to worry about the financial costs of the accident, right?

But dealing with insurance companies isn’t easy, and you may have some trouble getting compensated for your motorcycle accident. If you’re struggling to get a fair, quick answer about your settlement, you can get legal aid for your claim.

Insurers May Not Want to Pay You

When you’re hurt in a serious motorcycle accident, your insurance company may be your first option for settling and getting funds for your recovery. But insurance companies are for-profit businesses, and they may not be so willing to help you.

That’s sometimes especially true for motorcyclists. When you ride a motorcycle, you’re more exposed to the road and have fewer safety features to protect you. That makes even a low-speed motorcycle crash often more severe than a car accident.

Because the insurance company may try to protect its profits and not your future, you may receive a low settlement offer, or the adjuster may ignore or refuse your claim. So what’s next?

Writing a Demand Letter

When the insurance company gives you a low offer or fails to work with you, you may need help filing a claim and seeking a fair settlement. Your lawyer, for example, can help you write a demand letter for your damages.

Your demand letter should cover all the costs you’ve suffered because of your accident that the insurance company didn’t cover. For example, you may have suffered a serious spinal cord injury in the accident, and now you need a wheelchair ramp for your home. If your settlement offer didn’t include funds for household accommodations like this, your demand letter should include them.

Taking Your Claim to Court

The purpose of your demand letter is to show the insurance company that you know what your claim is worth. For many, that’s enough to land them the offer they need. But the insurance company may not have budged on your claim.

If they refuse to work with you on your settlement, you may have grounds for a lawsuit. Your lawyer can represent you in the courtroom, defending you from claims of shared fault, or claims that you were partly responsible for your accident.

Don’t Accept a Low Settlement—Talk to a Motorcycle Accident Lawyer

When you’re hurt in a motorcycle accident, your injuries and expenses can take a toll on your health. Your insurance is supposed to cover these costs, but you have options when you work with a lawyer at Greenstein & Milbauer, LLP.

We can help you deal with the insurance company, and we’re prepared to help you take your claim to court if they fail to work with you. Start with a free consultation when you call 1-800-VICTIM2 (842-8462) or complete the following contact form.

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