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What If My Insurance Company Refuses to Settle with Me?
After a serious accident, you may be comforted by the fact that you can turn to your insurance company. Your policy should cover your expenses so you don’t have to worry about making up the difference.
But what if your insurance company refuses to settle with you? If your insurance company is offering you a low or no settlement, you may need to reach out for guidance from the lawyers at Greenstein & Milbauer, LLP. We can help you pursue the compensation you’re due.
Writing a Demand Letter
When your insurance company makes a settlement offer that doesn’t meet your needs, your first option is to write a demand letter to your insurers. Your demand letter should state the amount your settlement should be, along with evidence showing that value.
It can be difficult to do the research and calculations needed for this step, even if you have gathered your related bills. Your lawyer can help you lay out your demand letter and include all your economic losses.
Bad Faith Insurance Concerns
Even with a demand letter, you may still be denied compensation by your New York City insurance company. When your policy is not honored like it should be, your lawyer can help you file a bad faith insurance lawsuit against the insurance company.
When an insurance company fails to hold up its end of the agreement by underpaying or denying you services, it may be acting in bad faith. When this happens, your lawyer can help you act. You may have grounds to sue the New York insurance company for denying your claim without fair reason to deny it. Your lawyer can help you determine if you have grounds to sue.
Discuss Your Insurance Settlement with a Lawyer
When you’re hurt in an accident, you need a settlement that covers all your losses, not just what your insurance company wants to cover. If your insurer refuses to compensate you fairly, reach out to the lawyers at Greenstein & Milbauer, LLP. They can help you settle or take your claim to court. Get started with a free consultation by calling 1-800-VICTIM2 (842-8462) or completing the online contact form below.